Bad Credit Rating – How Do You Clear Your Name?
Many people struggle with bad debt for many different reasons – quite often through no fault of their own, and bad debt may result in bad credit records or blacklisting. It is often impossible to obtain credit again after you have been listed as a bad payer, and it is essential to clear your name from blacklisting or from bad credit lists in order to get credit again.
Credit clearance is however, a little more difficult than most people realise. Even if you manage to repay all your debt, once you have had bad credit, your name will still be listed for a significant amount of time. It can be quite complicated to get clearance and it is usually recommended that you get a professional company or person to help clear your name with credit agencies.
How Maxlaw Clears Your Name
If you have paid off all of your debt in full, it does not mean that you will obtain credit clearance. There are many different processes that need to take place before full clearance can be obtained. At Maxlaw, we help you to get a court order that will effectively remove the payment judgement against you. We gather all the necessary documentation, ranging from affidavits from providers of credits, who will state the full repayment of your debts, to helping to obtain other required legal documents, such as proof of address and identity documents. We will set up the relevant court dates and provide all the document evidence to the court, after which, the magistrate will be in a position to clear your name and remove the negative credit listing.
Keep in mind that a bad credit listing and blacklisting are two different things. Once you have been blacklisted, it could be very difficult to clear your name and professional help will most definitely be needed for this.
Maxlaw has an experienced legal team that are well-versed in dealing with all debt and credit related matters every day. We understand how the processes work, we know what relevant documentation is required, and we have a full understanding of how the credit agencies work. We negotiate with credit agencies and we significantly reduce the stress of court hearings, and the arrangements and collation of documentation on your behalf. We often help to overturn blacklisted orders and we can assist very effectively with all manner of debt management and administration orders.
We are here to help you clear your name! At Maxlaw, we do not only help you with your debt management, we also help you take back control of your life!