Need Credit Clearance? Maxlaw can Help!
Nowadays, it is virtually impossible to exist without attracting certain types of debt. Most people use store cards or credit cards, and almost everyone who buys a house now, does it through a mortgage. Not many people can afford to buy a car or finance their children’s university fees outright, and if you have a number of dependents that you have to care for, chances are that you have made use of various types of financial services to allow you do certain things, like owning a home or a car.
It also happens that people sometimes take out loans or make use of credit cards while they can afford it, but as circumstances can change very quickly, they may find themselves unable to meet payments at a later date. Creditors start calling and sending threatening letters, and if payments are still not met, the creditor may hand your accounts over to agencies that will ensure that you are blacklisted. Being blacklisted is not easy and has some dire consequences. For instance, you will not be able to qualify for any type of loan or credit agreement while you are blacklisted. But being blacklisted is not all that can happen! Even if you are not blacklisted, you may still be listed as a “bad payer”. This adversely affects your credit record, and you have to ensure that you achieve credit clearance, when your debts are paid off.
This is where MaxLaw comes in. We have experts that specialise in various aspects of managing debt and credit clearance. Credit clearance can be very difficult to do on your own, and can be very complicated. It helps to have professionals on hand who deal with credit agencies and debt on a daily basis, and who will stop at nothing to help restore your financial standing.
MaxLaw and Credit Clearance
It is essential to note that even if your debt has been paid in full, you may still not have credit clearance, and there are many complicated steps that have to be followed, in order for full credit clearance to be achieved. Our professionals assist you with this process. We apply for a court order on your behalf, to clear your credit listing and eventually apply to have your payment judgement removed completely, in order for you to obtain full credit clearance. There is a lot of documentation involved and as we know these processes so well, we can help collate all relevant documentation, such affidavits, financial statements and letters from creditors confirming that your debt has been paid.
We also help you to obtain identity documentation and proof of address. We deal with the courts on your behalf and organise the court dates. We also act as your legal representation and provide all of the relevant documentation to the courts. After these proceedings, we will ensure that the Magistrate is in a position to give you credit clearance, and to remove any adverse credit listings against your name.
At MaxLaw we deal with your debt until it’s done! Relax and give us a call today!